TERMS AND CONDITIONS

Effective Date: January 30, 2026

1. AGREEMENT TO TERMS By purchasing any service, program, course, or coaching session from The LIT Woman and Pearl Cicci Wellness Coaching ("Company," "we," "us," or "our"), you ("Client," "you," or "your") agree to be bound by these Terms and Conditions. If you do not agree, you should not proceed with the purchase.

2. SERVICES PROVIDED We provide coaching services, group programs, and digital courses designed to support health, well-being, and state optimization. Our services are for educational and informational purposes only and are not a substitute for professional medical, psychological, or legal advice.

3. PAYMENT AND REFUND POLICY

• All payments must be made in full or as agreed upon in a payment plan.
• Payment plans must be completed as agreed; failure to do so may result in termination of access to services.
• Due to the digital and service-based nature of our offerings, all sales are final, and no refunds will be issued unless otherwise stated in a specific program agreement.

4. CLIENT RESPONSIBILITY You acknowledge that your results depend on your effort, commitment, and application of the content provided. We do not guarantee specific results or outcomes from participating in our programs or services.

5. DISCLAIMERS

• Health & Well-Being: The information provided through our services does not constitute medical advice. You should consult with a qualified healthcare provider before making changes to your health or lifestyle.
• No Medical Relationship: Our coaching does not create a doctor-patient, therapist-client, or other professional relationship.
• No Guarantees: We do not guarantee specific financial, health, or personal results from our services.

6. INTELLECTUAL PROPERTY All content, materials, and resources provided in our programs and services are the intellectual property of The LIT Woman and Pearl Cicci Wellness Coaching. You may not copy, distribute, or share any material without explicit written consent.

7. LIMITATION OF LIABILITY To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, or consequential damages resulting from your use of our services.

8. GOVERNING LAW These Terms and Conditions are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada. Any disputes shall be resolved in the courts of British Columbia.

9. TERMINATION We reserve the right to terminate your access to our services if you violate these Terms and Conditions.

10. CONTACT INFORMATION For questions regarding these Terms and Conditions, please contact us at [email protected].

By purchasing our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.